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NORDLAND INSURANCE

Privacy Policy
  PURPOSE OF THIS NOTICE

  


Protecting your privacy is important to Nordland Insurance Agency Inc. and our employees.  We do not disclose any non-public information about you except as permitted by law.  We want you to understand what information we collect and how we use it.  In order to provide our customers with a broad range of insurance products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.  The following policy serves as a standard for all Nordland Insurance Agency Inc. employees collection, use, retention, and security of nonpublic information.
 
PURPOSE OF THIS NOTICE
  Information we collect:
 

We collect nonpublic personal information about you from the following sources:

**  Information we receive from you on insurance applications or other insurance company forms with regard to insurance coverage in place.
**   Information about your transactions with us or with others as it pertains to insurance coverage in place.
**   Information we receive from a consumer reporting agency such as credit reports baring your creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics or mode of life which is used, expected to be used, or collected for the purpose of servicing as a factor in establishing your eligibility for insurance to be used primarily for personal purposes.
**   Information we receive from claims adjusters or other individuals or entities concerning the processing or administration of claims that you might have as a result of purchasing an insurance product from us.
**   Information we receive from underwriting services such as CLUE or Fair Isaac provided for insurance companies and agents and used as a factor in establishing your eligibility for insurance to be used primarily for personal purposes.
**   Information we receive from government agencies such as motor vehicle records.
**   Information that we compile from sources that are within the public domain such as telephone books, city directories, and membership lists that are subsequently compiled into a nonpublic personal information database used by us.
 
  Information we may disclose to third parties:
  We may disclose all of the information we collect, as described above, about our customers or former customers, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.  We also may disclose information about our customers or former customers as permitted by law.
  **   Financial institutions with whom we have joint marketing agreements such as insurance providers including those that have issued a policy or policies to you.
**   Financial institutions that may have loaned you money to acquire an item of personal property such as a house, boat, car, jewelry, etc that require proof of insurance coverage.
**   Other insurance agents or brokers to enable us to provide insurance coverage requested by you.

We are permitted under law ;to disclose nonpublic personal information about you to non-affiliated third parties as permitted by law.  We do not disclose any non-public information about you except as permitted by law.
   
  Our practices regarding information confidentiality and security:
 

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
   
  Reservation of the right to disclose information in unforeseen circumstances:
In connection with the potential sale or transfer of its interests, Nordland Insurance Agency Inc. reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency) and other information that you provide through other communications to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Nordland Insurance Agency Inc's successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.
 

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